A portfolio mortgage presents a special lending option for borrowers seeking flexibility and personalized financing. Unlike conventional mortgages that are quickly sold to investors, portfolio loans are retained by the lender, often a local bank or credit union. This direct lending structure can produce perks for both lenders and borrowers. For … Read More

Navigating Maryland FHA loan acceptance after filing for Chapter 13 ruin can feel complicated, but it’s absolutely feasible with a clear understanding of the rules. The Federal Housing Administration requires a waiting period and specific conditions to be met before home loan acceptance is granted. Generally, borrowers must be current on their C… Read More